Investing wisely in 2019

*collaborative post

Spare money at the end of the month? “What’s that?” I hear you cry.

Believe it or not, life circumstances can change for the better. End of childcare fees, loans coming to an end, pay rises and promotions, drops in mortgage rates and inheritance. Life may not always be hand to mouth, and if your financial situation were to change for the better, would you know where to put the extra cash?

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GUEST POST: How to Be A Savvy Spender in Your Twenties

When I think back to my financial situation in my twenties, the phrase ‘if I only I knew then, what I know now’ sums things up. That first taste of freedom, an income and no real ties left my healthy financial situation, in inexperienced hands, a little unhealthy as I approached my thirties. In fact, I spent most of my twenties repairing the damage of a couple of years of big spending, wrong financial decisions (particularly when it came to cars and car loans!) and fast living. Of course, if I had my time again, perhaps I wouldn’t change a thing, but this guest post certainly sums up the financial things I should have done better, perfectly.  more “GUEST POST: How to Be A Savvy Spender in Your Twenties”

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Easy come, easy go; How much does it cost to raise a child?

I’m sure we can all remember scoffing at the statistics surrounding the cost of raising a child, before raising a child. In 2015 the telegraph reported the average cost of raising a child up to the age of 21 as £230,000. It’ hard to believe isn’t it? But I’m starting to feel the bottomless pit of spending out that having children entails. more “Easy come, easy go; How much does it cost to raise a child?”

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